Terms of Service / User Agreement

Last updated: 17 March 2026

These Terms of Service (“Terms”) constitute a legal agreement between you and Future Of Sports Labs Inc., a Delaware corporation (“FSP,” “we,” or “us”), the operator of the FSP global AI-powered sports platform, which provides AI skill verification, skill-based competitions, tournament entry, programmatic rewards, celebrity challenges, and B2B services. Please read these Terms carefully.

You form a contract with FSP when you accept these Terms or when you otherwise use or access the Platform.

If you agree to these Terms on behalf of a business or organization, you confirm that you have the right to enter into these Terms on its behalf.

If you are under 13 years of age, you cannot use the Platform. If you are between 13 and 17, you may use the Platform only with verifiable parental or guardian consent and are subject to additional restrictions on certain features.

1. Eligibility and Your Account

1.1 Minimum Age

You must be at least 13 years old to use the Platform. If you are between 13 and 17, you may use the Platform only with parental or guardian consent and certain features will be restricted. We monitor for underage use and will ban accounts that do not meet age requirements.

1.2 Account Registration

To access the full functionality of the Platform, you must create an account by providing accurate information including your name, email, date of birth, and country. You may also register using third-party services such as Google or Apple. Business accounts require additional verification.

1.3 Parents and Guardians

If you are under 18, you must review these Terms with your parent or guardian and obtain their permission before using the Platform. Parents and guardians who consent are responsible for their child’s activity on the Platform and may revoke access at any time.

1.4 Account Security

Keep your password confidential and do not share your account with others. You are responsible for all activity on your account. If you believe someone has accessed your account without permission, notify FSP immediately. We may reclaim usernames that are inactive for 180 days or that violate our policies.

1.5 Student-Athlete Eligibility (NCAA/High School NIL Compliance)

If you are a current or prospective NCAA student-athlete, high school student-athlete, or otherwise subject to athletic eligibility rules, you are solely responsible for understanding how your use of the Platform — including participation in Competitions, Celebrity Challenges, and the Rewards Program — may affect your amateur status and athletic eligibility. NIL (Name, Image, and Likeness) laws and institutional policies vary by state, conference, and institution.

You must disclose your student-athlete status during registration and keep this information current. You acknowledge that certain Platform features — including cash prizes, rewards and eligibility for Celebrity Challenges Finals — may be restricted or unavailable to you based on applicable NIL regulations or your institution’s policies.

We do not provide legal advice regarding NIL compliance or athletic eligibility. Before participating in any Platform activities that may involve compensation or rewards, you should consult with your institution’s compliance office, athletic department, or legal counsel. You are responsible for any reporting obligations required by your institution, athletic conference, or governing body.

We are not liable for any loss of athletic eligibility, scholarship, or other consequences resulting from your use of the Platform. By using the Platform, student-athletes represent that their participation complies with all applicable NCAA, NAIA, NJCAA, high school athletic association, and institutional rules.

Student-Athlete Opt-In: If you identify as a current or prospective student-athlete during registration, you must affirmatively opt in to acknowledge that you have reviewed and understand the NIL compliance requirements applicable to your state, institution, and governing body. By opting in, you confirm that:

• (A) you have consulted or will consult with your institution’s compliance office before participating in compensated activities;
• (B) you understand that certain features may be restricted based on your eligibility status;
• (C) you accept sole responsibility for maintaining compliance with all applicable NIL regulations; and
• (D) you have been advised to seek independent legal counsel regarding NIL compliance matters, and your decision to proceed with or without such counsel is made voluntarily and at your own risk.

You must also check a separate box during registration specifically acknowledging that you have been advised to seek independent legal counsel before participating in any NIL-related activities on the Platform.

Documentation and Verification: We may require student-athletes to upload documentation to verify compliance with applicable NIL laws and institutional policies before accessing certain Platform features, including institutional clearance letters, signed acknowledgments of institutional NIL policies, evidence of required disclosures, parental or guardian consent (for minors), and any other documentation reasonably requested by FSP.

Our Protections: We rely on the accuracy and completeness of information provided by student-athletes. We are not responsible for verifying the accuracy of such information or for ensuring compliance with applicable NIL laws. We disclaim all liability arising from:

• (A) failure to accurately disclose student-athlete status;
• (B) provision of false or incomplete documentation;
• (C) failure to obtain required institutional approvals;
• (D) any eligibility determination by an institution or governing body;
• (E) any consequences including loss of eligibility or scholarship revocation; or
• (F) any decision to participate without first obtaining independent legal advice.

2. Services We Provide

2.1 Platform Overview

We operate the Platform for users to verify athletic skills, compete in challenges, earn rewards, and connect with other sports enthusiasts worldwide. We work with service providers and business partners to deliver these services.

2.2 AI Verification

Our Edge AI Technology analyses athletic performance in real time to verify skills across multiple sports. The system is designed to achieve high accuracy under optimal conditions, though results may vary based on lighting, camera positioning, equipment, sport type, environmental factors, and adherence to our verification procedures. Accuracy levels differ across sports and are continuously improved as the system processes more data. We do not guarantee any specific accuracy rate. These results are used to place users in fair competitions and determine eligibility for features.

• Skill-based Competitions: The Platform lets you participate in competitive challenges where outcomes are determined by your verified athletic ability, not chance.
• Rewards Program: You may earn points, badges, and other rewards through platform activities. Rewards are non-transferable, have no cash value, and expire in accordance with Section 4.
• Competitions and Celebrity Challenges: We host competitions featuring individual and team challenges across various sports. Celebrity Challenges let you compete alongside or against professional athletes and sports personalities. Entry may require meeting skill verification thresholds or paying entry fees.
• B2B Services: We provide AI verification technology and services to sports venues, leagues, and organizations. Global partnerships may bring enhanced features, special events, and expanded platform capabilities.
• Service Availability: Platform services are available globally, though specific features may vary by location due to local regulations. We may modify, suspend, or discontinue services at any time with reasonable notice.

3. AI Verification System

3.1 How It Works

Our Edge AI Technology provides near real-time skill assessment through advanced machine learning and computer vision. It analyses movement patterns, technique, and performance to generate skill assessments. These results determine tier placement and eligibility for competitions and tournament entry. The results are reviewed by humans from time to time to validate accuracy.

3.2 Limitations

AI verification accuracy depends on proper lighting, camera positioning, equipment, and following our verification procedures. Results are assessments for entertainment and gaming purposes only — not professional evaluations, official certifications, or medical assessments. No AI system is perfect, results may vary, and We make no guarantees regarding accuracy, completeness, or suitability for any particular purpose.

3.3 Verification Rules

You must follow the instructions provided for each verification, complete sessions in real time without editing, and use your own account. We may require multiple attempts or additional verification if results are inconclusive.

3.4 Appeals

You may appeal AI verification results within 30 days by submitting a request through the Platform. Include your specific grounds for dispute and any supporting evidence. We will review using additional methods or human expert review. Appeal decisions are final, subject to our obligations under applicable law including GDPR Article 22 and the EU AI Act.

3.5 Data From Verification Sessions

Verified sessions generate performance data, recordings, biometric data, and movement analytics. Where permitted by applicable law, We may use anonymized or pseudonymized data derived from verification sessions to improve our AI models, develop new features, and for other lawful purposes described in the Privacy Policy. Where required by applicable law (including the GDPR), We will obtain your separate, freely given opt-in consent before using your personal data for AI training purposes. You may opt out of AI training use of your data at any time through your Privacy Dashboard, without loss of access to core platform features. Your participation in verified sessions is not conditioned on consent to AI training data use. We will not sell, lease, trade, or profit from your biometric data except as expressly disclosed and consented to in accordance with applicable law. Nothing in these Terms limits any statutory right you have under applicable data protection law, including your right to compensation under GDPR Article 82, BIPA Section 20, CCPA Section 1798.150, LGPD Article 42, or equivalent provisions. See the Privacy Policy for full details.

4. Competitions, Challenges, and Tournament Entry

4.1 How Competitions Work

Outcomes are determined by athletic ability and performance, not chance. You must complete AI Verification before participating. You may only compete in skill categories where you have achieved verified competency.

4.2 Fair Play

We monitor for cheating, manipulation, and unusual patterns. Users suspected of cheating face immediate suspension and forfeiture of any tournament entry fees and SP earned through the affected sessions. All challenges operate under standardized conditions.

4.3 Skill-based, Not Gambling

FSP competitions are skill-based, not gambling. Participation is free; users who wish to compete in finals or arena tournaments pay a tournament entry fee. All challenges require demonstrated skill and have performance-based outcomes. No entry fee is required for every attempt — free users may qualify for the same finals through the same skill verification process. We may modify or suspend competition in jurisdictions where regulations conflict with our operations.

4.4 Student-Athlete Competition Restrictions

If you are a student-athlete subject to NCAA, NAIA, NJCAA, or high school athletic association rules, your participation in tournament entry activities may be restricted or prohibited based on applicable NIL laws and institutional policies. You must verify your eligibility with your compliance office before paying any tournament entry fees or participating in prize-eligible competitions. We may require additional verification or restrict features for users who identify as student-athletes. Participation in Competition despite applicable restrictions may result in loss of athletic eligibility for which we bear no responsibility.

4.5 Tournament Entry Fees

Tournament entry fees are processed through secure payment systems with identity verification. Where prize payouts are applicable, withdrawals require identity confirmation and may have processing delays for security. We maintain separate accounts for user funds. Currency conversion includes transparent fee disclosure.

4.6 Peer-to-Peer Challenges (SP-based)

The Platform enables peer-to-peer (“P2P”) challenges in which two players escrow an agreed amount of SP rewards and compete head-to-head in a verified session within the same sport. Both players’ SP is locked in escrow upon acceptance of the challenge and cannot be spent, transferred, or redeemed while escrowed. The higher-scoring player, as determined by AI verification, receives the full SP pot. If either player fails to complete a verified session within the challenge window, that player forfeits and the full pot is awarded to the other player. Full escrow state machine mechanics, retry windows, and edge case rules are set out in the Competition/Challenge Rules.

4.7 Arena-to-Arena Challenges

Two arena leaders within the same sport may pool SP contributions from their members and compete as groups over a set duration. Winning criteria (aggregate sessions or aggregate score) are set at challenge creation. The winning arena’s members split the combined SP pot from both arenas. The same escrow mechanics, forfeit rules, and dispute resolution procedures that apply to P2P challenges apply here. Full terms are set out in the Competition/Challenge Rules.

4.8 Challenge Disputes and Edge Cases

If the AI verification system loses tracking fidelity during a challenged session, the affected session may be flagged as inconclusive and the affected player may receive one retry within 24 hours. If both sessions are inconclusive, escrowed SP is returned to both players. Either player may dispute a challenge result within 4 hours of settlement, which triggers frame-by-frame re-verification. If re-verification changes the outcome, the settlement is reversed and re-processed. If the original result stands, it is final. All challenge disputes and resolutions are logged on the Platform’s immutable ledger.

5. Rewards Program

5.1 How Rewards Work

Users may earn non-transferable points, badges, and incentives through platform activities such as skill verifications, competitions, and community engagement. Rewards are virtual items with no cash value and cannot be sold, transferred, or exchanged outside the Platform. We may modify or discontinue specific rewards at any time with reasonable notice.

5.2 Earning and Tiers

Complete verifications, participate in competitions, win, engage daily, and refer friends to earn rewards. Amounts vary based on activity type, tier status, and promotions. Points accumulate and determine tier status — higher tiers unlock exclusive competitions, earning multipliers, and premium features. Tier status is recalculated monthly.

5.3 Redemption

Redeem rewards in our marketplace for virtual items, platform benefits, competition entries, or merchandise. You need a sufficient balance and must meet any redemption requirements. Redeemed rewards cannot be returned or refunded unless required by law or due to our error.

5.4 Non-transferable and No Cash Value

Rewards are personal to your account. You may not transfer, sell, gift, or assign them. Any attempt to do so may result in forfeiture and account suspension. We will not provide cash equivalents or refunds for rewards.

5.5 Expiration and Inactivity Flush

Rewards expire 12 months from earning unless otherwise specified. In addition, if your account records no verified physical session for a continuous period of 180 days, your entire rewards balance will be reset to zero (“Inactivity Flush”). We will notify you before expiration or Inactivity Flush and may offer extensions at our discretion. Expired or flushed rewards are automatically removed and cannot be recovered, except that you may reactivate flushed rewards by either (i) paying a $10 processing fee or (ii) completing 3 Truth Pass sessions within 24 hours, as further specified in the Rewards & Loyalty Program Terms. We may modify the program with 30 days’ notice — continued use means you accept the changes. For the avoidance of doubt, automated adjustments to redemption costs or earning rates made by the Platform’s economic governance systems (such as inflation controls or scarcity mechanisms) may take effect in real time without 30 days’ prior notice; material changes to the structure of the program will be notified in advance.

5.6 Taxes

Rewards may have tax implications in your jurisdiction. You are responsible for understanding and complying with applicable tax obligations. We may report reward values to tax authorities where required and will provide documentation upon request. We do not provide tax advice.

5.7 Student-Athlete Rewards Considerations

If you are a student-athlete, earning and redeeming rewards may have NIL compliance implications depending on your state, institution, and governing body. While rewards have no cash value, some institutions or state laws may require disclosure of rewards earned through platform activities. You are responsible for understanding whether your participation in the Rewards Program requires reporting to your compliance office or affects your eligibility status.

5.8 Pro Pass

We offer a Pro Pass annual subscription (“Pro Pass”) at $399 per season per sport, which provides a 2x SP earning multiplier, priority access to exclusive competitions, and other benefits specified at the time of purchase. The Pro Pass is subject to the following terms:

• Payment and Renewal: The Pro Pass fee is charged at the time of purchase and, where applicable, automatically renews annually unless cancelled at least 24 hours before the renewal date. Renewal pricing will be confirmed before any renewal charge is applied.
• Net-Zero Reimbursement Illustration: Our Platform may generate a Certified Statement of Services following completion of verified sessions, which some users may submit to their employer under IRS Section 127 (Education Assistance) or applicable youth sports grant programs for potential reimbursement. The Pro Pass is classified by FSP as Physical Dexterity Training for this purpose (service code KIN-AUTH-2026). This illustration is a general example based on certain assumptions about employer benefit programs. We make no guarantee that any reimbursement claim will be approved. We are not a tax adviser. You must consult a qualified tax professional or employment lawyer before submitting any such document to your employer, the IRS, or any government authority, and you are solely responsible for verifying your eligibility. We accept no liability for any tax, penalty, or other consequence arising from your use of reimbursement documents.
• Refunds: The Pro Pass fee is generally non-refundable except where we terminate the subscription without cause or where required by applicable law.
• Feature Access: Certain Pro Pass benefits depend on continued platform participation. Opting out of certain data processing activities (including AI training consent) does not affect your Pro Pass subscription or core 2x SP multiplier.

5.9 Golden Ticket Sweepstakes

We operate a Golden Ticket Sweepstakes through which users who accumulate sufficient SP may convert SP into Golden Ticket entries for a specific arena/sport combination. The following terms apply:

• No Purchase Necessary: No purchase is necessary to enter or win. An Alternative Method of Entry (AMOE) is available: to enter without purchasing or earning SP, mail a 3x5 index card with your name and return mailing address to: Future of Sports Labs Inc., Attention: Sweepstakes Entry, Princeton, New Jersey 08540, USA. AMOE entries must be received before the close of the relevant sweepstakes season. AMOE entrants receive one entry per submission regardless of SP balance. The mode may change from time to time.
• Legal Classification: The Golden Ticket Sweepstakes is operated as a sweepstakes under applicable law, not a lottery or gambling activity. Void where prohibited. Open to legal residents of the United States and other jurisdictions where permitted by law. Subject to all applicable federal, state, and local laws, including New York General Business Law §369-e and Florida Statutes §849.094.
• Prizes: Prizes are experience-based (such as meeting participating athletes, courtside seats, exclusive training sessions, or signed memorabilia) and are provided by arena creators. No cash prizes are awarded through the sweepstakes. Prize details, including the number of winners and the nature of each prize, are specified on the relevant arena/sport page before entry.
• Winner Selection and Verification: Winners are selected by certified random number generation from eligible entries at the close of each season. Winners must complete identity verification (via Plaid, Stripe Identity, or equivalent) and, for in-person experience prizes, a background check. Failure to complete verification within the specified window may result in forfeiture of the prize. Full sweepstakes rules are set out in the Sweepstakes Rules available on the Platform.
• Clawback: If a winning entry is retroactively determined to have been obtained through fraudulent activity (including synthetic movement or bot-generated SP), the win will be voided, the device fingerprint permanently banned, and an alternative winner selected.

5.10 Captain Program and Referral Structure

The Platform operates a tiered distribution system in which users who recruit paid participants into a sport may become “Captains.” When an arena’s leader’s arena members pay entry fees and join a sport, the arena leader is automatically registered as a Captain in that sport. Captains are placed into a tier ladder comprising two divisions (Premier and Challenger), each with three tiers (Gold, Silver, and Bronze). Captains do not earn direct per-referral payouts; instead, their tier placement determines their share of a monthly payout pool derived from platform revenue. Tier placement is determined by the Captain’s Network Contribution Score (“NCS”), which is recalculated monthly.

5.11 Referral Chain

Captains may refer other leaders to the Platform. Referral credit extends to a maximum of three levels. Referral credit is sport-specific and arena-specific. Full details of the NCS formula, tier thresholds, monthly payout mechanics, and promotion/relegation rules are set out in the Rewards & Loyalty Program Terms.

5.12 Captain Clawback and Slashing

If any of a Captain’s referred users are retroactively identified as fraudulent (including synthetic movement, bot farms, or multiple accounts from the same device fingerprint), we may:

• NCS Recalculation and Tier Demotion: We will notify you in writing at least 24 hours before any NCS recalculation and resulting tier demotion takes effect, except where immediate action is required to prevent ongoing fraud or financial harm to the Platform, in which case notification will be provided simultaneously with the action.
• Fiat Clawbacks: We will provide you with at least 72 hours’ written notice before executing any fiat clawback via Stripe Connect or equivalent, specifying the amount, the basis for the clawback, and the supporting evidence. Clawback execution will be paused if you submit a dispute within that 72-hour window.
• Dispute Mechanism: You may dispute any NCS recalculation, tier demotion, or fiat clawback within 7 days of notification by submitting a written dispute to legal@futureofsports.io. A human reviewer (not the automated system that flagged the activity) will assess your dispute and provide a written determination within 14 business days.
• Human Oversight: All fiat clawback decisions require human review and approval by a designated compliance officer before execution, regardless of whether a dispute has been submitted.
• Device Ban: We will permanently ban the device fingerprints associated with confirmed fraudulent activity following the completion of any applicable dispute process.

5.13 Player Slashing

Players found to have used synthetic movement, screen replay, motorized rigs, or other fraudulent methods to earn SP or Golden Tickets will have their entire SP balance zeroed, all pending Golden Tickets voided, and any challenge settlements involving fraudulent sessions reversed. The player’s device fingerprint will be permanently blocked and any Pro Pass revoked without refund. Player slashing may be triggered by our automated fraud detection systems or by manual review. Where player slashing results in significant financial consequences, We will notify the affected user and provide an opportunity to dispute the determination within 7 days through legal@futureofsports.io.

6. Competitions and Celebrity Challenges

6.1 Eligibility

Competitions and celebrity challenges are available to eligible users who meet age, verification, and skill requirements. Entry may require AI skill verification, payment of entry fees, or achieving specific milestones. You confirm that all information you provide is accurate and that you meet eligibility requirements. We may verify your identity, age, and eligibility at any time.

6.2 Rules and Format

Each competition has specific rules, scoring criteria, and format requirements communicated before entry. Outcomes are determined through AI verification, peer voting, expert judging, or other specified methods. You agree to follow all rules, deadlines, and conduct requirements. We may modify rules, extend deadlines, or cancel competitions due to technical issues or insufficient participation.

6.3 Celebrity Challenges

Celebrity challenges feature professional athletes, sports personalities, or notable figures who may engage directly with participants. Celebrity participants act independently — their views do not represent FSP. We do not guarantee celebrity availability or specific interactions. Winners may receive additional recognition, exclusive content, or special rewards.

6.4 Your Submissions

Competition submissions become part of your User Content (see Section 8). We may use submissions for promotional purposes and highlights with proper attribution. You retain ownership but grant us perpetual rights to display and promote winning or notable entries. Submissions must comply with our Community Guidelines.

6.5 Prizes

Prizes may include Rewards, cash, physical items, experiences, or community recognition. Prize values, distribution methods, and tax responsibilities are specified in each competition’s terms. Winners must provide accurate contact information and may need to complete verification or tax forms. Unclaimed or undeliverable prizes may be forfeited. Prize substitutions may occur due to availability or legal restrictions.

6.6 Student-Athlete Competition Compliance

Student-athletes must ensure their participation in Competitions and Celebrity Challenges complies with applicable NIL laws and institutional policies. Cash prizes, compensation, and benefits received through Competitions may affect your amateur status or require disclosure to your institution. We may require student-athletes to complete additional verification or provide institutional clearance documentation before participating in prize-eligible Competitions.

6.7 Disqualification and Cancellation

We may disqualify participants for rule violations, misconduct, fraud, or failing to meet eligibility requirements — disqualified participants forfeit all rights to prizes. You may appeal within 30 days, but our decision is final. We may modify, suspend, or cancel competitions due to technical difficulties, legal requirements, or force majeure. Tournament entry fees will be refunded or converted to Rewards if we cancel. No compensation is provided for time or effort spent on cancelled competitions.

7. User Conduct

7.1 Standards

Use the Platform in a respectful, lawful, and constructive manner that supports our community of athletes and sports enthusiasts.

7.2 Prohibited Content

You may not post, transmit, or otherwise make available through the Platform any content that:

• (a) contains hate speech, harassment, or threats;
• (b) depicts violence, self-harm, or dangerous activities;
• (c) is sexually explicit;
• (d) violates others’ intellectual property;
• (e) contains false information about your abilities or identity;
• (f) promotes illegal activities;
• (g) is spam or unauthorized commercial content; or
• (h) includes others’ personal information without consent.

7.3 Prohibited Activities

You may not:

• (a) manipulate or cheat the AI Verification system;
• (b) create multiple accounts for unfair advantages;
• (c) collude with others to manipulate outcomes;
• (d) use bots or automated systems;
• (e) attempt to hack or compromise security;
• (f) impersonate others;
• (g) engage in money laundering or fraud; or
• (h) violate applicable laws.

7.4 Fair Play and Reporting

Compete honestly and maintain the integrity of all Platform activities. Report suspected violations through Platform features or by contacting support. We may take action against accounts that violate these standards, including warnings, temporary restrictions, permanent bans, or disqualification from competitions.

8. Intellectual Property

8.1 Your Content

You own the content you create, upload, or share on the Platform. You are responsible for ensuring your content does not infringe others’ intellectual property rights.

8.2 License You Grant Us

By uploading content or generating data through your use of the Platform (including through AI verification sessions, competitions, and any other Platform interactions), you grant FSP a perpetual, irrevocable, non-exclusive, worldwide, royalty-free, fully sublicensable, and transferable license to use, reproduce, distribute, display, modify, adapt, create derivative works from, commercialize, license, sell, and otherwise exploit your content and any data derived from your use of the Platform in any media or format now known or later developed, for any purpose consistent with our Privacy Policy. This includes using it for Platform operations, AI system training (subject to Section 3.5), data monetization of anonymized and aggregated data, commercial licensing, promotional materials, service improvements, research, analytics, and product development. This license survives account termination. Where your content constitutes personal data, your statutory data protection rights — including the right to erasure under GDPR Article 17 and equivalent applicable law — are not affected by this license grant. Upon a valid erasure request, We will delete the personal data elements of your content within the timeframes required by applicable law.

8.3 Our Technology

We own the Platform, including our Edge AI Technology, algorithms, software, databases, designs, and trademarks. All proprietary technology is protected by intellectual property laws. Do not reverse engineer, decompile, or attempt to derive source code without our written permission.

8.4 Third-Party Content

The Platform may include third-party content such as music, images, or videos. Your use of such content is subject to applicable license terms. We are not responsible for third-party content accuracy or availability.

8.5 Copyright Claims (DMCA)

To report copyright infringement, submit a notice to: legal@futureofsports.io. We will remove infringing content and may terminate repeat infringers’ accounts in accordance with its repeat infringer policy.

8.6 Trademarks

Do not use our trademarks, logos, or brand names without prior written permission. Unauthorized use may result in account termination and legal action. Report trademark concerns to: legal@futureofsports.io.

9. Privacy and Data

9.1 Privacy Policy

Our collection, use, sharing, and protection of your personal data is governed exclusively by our Privacy Policy, which is incorporated into these Terms by reference and forms part of this agreement. In the event of any conflict between these Terms and the Privacy Policy regarding data processing, the Privacy Policy prevails.

9.2 Biometric Data

Before collecting any biometric data, We will obtain your separate, written informed consent as required by applicable law, including BIPA, CUBI, and equivalent state or national laws. We will not sell, lease, trade, or profit from your biometric data except as expressly disclosed and consented to in accordance with applicable law.

9.3 Biometric Telemetry and Programmatic Advertising

We will obtain your separate, freely given, opt-in consent before transmitting any biometric telemetry data to third-party demand-side platforms (DSPs) or advertising exchanges. This consent is global in application, is not a condition of using the Platform, and may be withdrawn at any time through your Privacy Dashboard without loss of core platform access or SP earning opportunities.

9.4 Derived Data

We may derive, compile, and create insights, analytics, benchmarks, statistical models, and derivative datasets from aggregated and anonymized user data (“Derived Data”). Derived Data must be genuinely anonymized such that no individual user can be identified or re-identified from it. We own the intellectual property rights in such anonymized Derived Data and may use, share, license, or sell it for research, analytics, product development, commercial licensing, and other lawful purposes consistent with the purposes for which the underlying personal data was collected. Where Derived Data is not fully anonymized, it remains personal data and is subject to all user rights and protections set out in the Privacy Policy.

9.5 Your Privacy Rights

Depending on your location, you have rights including access, rectification, erasure, portability, restriction, objection, and — for California residents — the right to opt out of the sale or sharing of personal information. The Do Not Sell or Share opt-out link is available at Account Settings > Privacy > Do Not Sell or Share. Exercising your data rights will not result in loss of core platform access except where the relevant processing is strictly necessary for a specific feature you have chosen to use. Nothing in these Terms limits any statutory right you have under applicable data protection law, including your right to compensation under GDPR Article 82, BIPA Section 20, CCPA Section 1798.150, LGPD Article 42, or equivalent provisions.

9.6 No Dark Patterns

We will not use manipulative interface designs, hidden fees, artificial urgency, or misleading consent mechanisms. All costs, terms, and consequences are disclosed before you commit. Default settings protect your privacy. Our Platform checkout flows, including the Pro Pass subsidy eligibility check, use only genuine real-time processing operations. We do not use artificial or simulated loading states to create false impressions of system activity.

10. Jurisdiction-Specific Provisions

10.1 Local Law

These Terms adapt based on your location. Where local laws conflict with these Terms, local law applies in that jurisdiction. We may modify features or availability to comply with local requirements.

10.2 EU and UK Users

You have GDPR and UK GDPR rights, Digital Services Act protections, and cannot be required to waive access to judicial proceedings. UK users benefit from Consumer Rights Act 2015 and Age Appropriate Design Code protections. Payments follow PSD2 requirements. The arbitration clause in Section 16 does not apply to EU or UK users; you retain the right to bring disputes before your local courts in accordance with GDPR Article 79 and applicable consumer protection law.

10.3 US Users

California users have CCPA/CPRA rights including the unconditional right to opt out of the sale or sharing of personal information. Users in Virginia, Colorado, Connecticut, Utah, and other states with applicable privacy laws have state-specific privacy rights. Gaming features may be restricted in some states. Age verification requirements vary by state.

10.4 Asia-Pacific Users

Australian users have Australian Consumer Law and Privacy Act protections. Singapore users benefit from PDPA requirements. Japanese users are subject to APPI. Some features may be limited based on local regulations.

10.5 NIL Compliance (Student-Athletes)

NIL laws for student-athletes vary significantly by state, institution, athletic conference, and governing body, and are subject to frequent changes. We do not undertake to identify, track, or advise on all applicable NIL requirements. The following is general guidance only and does not constitute legal advice:

• Disclosure Requirements: Many states require student-athletes to disclose NIL contracts or activities to their institution within specified timeframes. You are responsible for understanding and complying with all applicable disclosure requirements.
• Institutional Approval: Some states and institutions require prior approval before entering NIL arrangements or restrict certain categories of NIL activities. Verify your institution’s specific policies before participating.
• High School Athletes: NIL laws for high school athletes vary dramatically by state. High school athletes must verify their state’s specific rules and obtain any required parental or guardian consent before participating in any compensated Platform activities.
• NCAA and Governing Body Rules: NCAA rules permit NIL activities consistent with state law but prohibit compensation contingent on athletic performance, enrollment at a particular institution, or as a recruiting inducement. NAIA, NJCAA, and other governing bodies may have different requirements.

We strongly advise all student-athletes to obtain independent legal counsel before engaging in any NIL-related activities on the Platform. By using the Platform, you acknowledge that you have been advised to seek independent legal advice, that We do not provide legal advice and are not a substitute for professional legal counsel, and that any decision to proceed without independent legal advice is made voluntarily and entirely at your own risk. We accept no liability for any consequences arising from your decision to participate in Platform activities without first consulting independent legal counsel.

11. Payments and Refunds

11.1 Payment Methods

We accept major credit cards, debit cards, and digital wallets. Payments are processed by third-party processors subject to their terms. Processing typically takes 3-5 business days but may take longer. Prices are displayed in your local currency where possible with transparent conversion rates. We reserve the right to change prices at any time with reasonable notice.

11.2 Subscriptions

Where we offer subscriptions (including the Pro Pass), they renew automatically unless cancelled at least 24 hours before the next billing cycle. Manage subscriptions in account settings. Report billing disputes within 60 days.

11.3 Refunds

Tournament entry fees are non-refundable once a competition has commenced, except where we cancel the competition before it starts, in which case the fee will be refunded or converted to Rewards at your election. Pro Pass subscription fees are generally non-refundable for partial periods except where we terminate the subscription without cause or where required by applicable law. Digital rewards and SP are non-refundable once delivered or earned. Contact support at support@futureofsports.io with your transaction details. Approved refunds are processed within 5–10 business days.

11.4 Chargebacks and Taxes

Contact support before filing a chargeback. Unauthorized chargebacks may suspend your account. You are responsible for applicable taxes on purchases and rewards. We will collect required taxes and provide documentation when needed.

12. Platform Availability

12.1 Service Availability

We strive to keep the Platform available 24/7 but cannot guarantee uninterrupted access. We may suspend services for maintenance, updates, security issues, or circumstances beyond our control. We will endeavor to give advance notice of planned maintenance.

12.2 Technical Requirements

You are responsible for having compatible devices, internet access, and keeping your software updated. We are not responsible for issues caused by your equipment, network, or failure to meet technical requirements.

12.3 Compatibility and Performance

Platform performance varies based on your device, connection, and location. Features may work differently across devices and operating systems. We may discontinue support for older devices or software versions with reasonable notice.

13. Limitation of Liability

13.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

13.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF THE PLATFORM.

13.3 Cap on Liability

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO FSP IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) $100 USD.

13.4 Statutory Rights Carve-Out

Nothing in Section 13 limits or excludes any right to compensation you may have under applicable data protection or privacy law, including without limitation:

• (a) GDPR Article 82 (right to compensation for material and non-material damage resulting from unlawful data processing);
• (b) UK GDPR Article 82;
• (c) Illinois Biometric Information Privacy Act (BIPA) Section 20 (statutory damages of $1,000–$5,000 per violation);
• (d) California Consumer Privacy Act (CCPA) Section 1798.150 (statutory damages of $100–$750 per consumer per incident for data breaches);
• (e) Brazil LGPD Article 42; or
• (f) any equivalent provision under applicable national or state law.

These statutory rights cannot be limited or waived by contract. Nothing in these Terms shall limit or exclude liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.

13.5 Exceptions

The limitations in Sections 13.1–13.3 do not apply to liability arising from our gross negligence, willful misconduct, or fraud, or where prohibited by applicable law, including where EU or UK consumer protection law requires a higher standard of liability.

14. Indemnification

14.1 Your Indemnification Obligations

You agree to indemnify, defend, and hold harmless FSP, its affiliates, officers, directors, employees, agents, licensees, data recipients, and partners from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from:

• (a) your use of the Platform;
• (b) your User Content;
• (c) your violation of these Terms;
• (d) your violation of any third-party rights;
• (e) your violation of applicable laws;
• (f) if you are a Captain, any fraudulent activity within your referral network including claims arising from synthetic movement, bot farms, or fake sign-ups by your referred users, and any losses incurred by FSP in connection with clawback or slashing actions taken pursuant to Section 5.12; or
• (g) any NIL-related activities or failure to comply with applicable NIL requirements.

14.2 Defense and Settlement

We may assume exclusive defense of any claim subject to indemnification. You agree to cooperate with our defense and not to settle any claim without our prior written consent. We will notify you promptly of any claims and give you the opportunity to participate in the defense.

15. Termination

15.1 Termination by You

You may terminate your account at any time through your account settings or by contacting support. Upon termination, you lose access to your account, rewards, and any unredeemed benefits. User Content that has been shared publicly may remain visible.

15.2 Termination by FSP

We may suspend or terminate your account immediately if you violate these Terms, engage in fraudulent activity, pose security risks, or as required by law. For other reasons, we will provide reasonable notice when possible. We may also discontinue the Platform entirely with 30 days’ notice.

15.3 Effect of Termination

Upon termination:

• (a) your license to use the Platform ends;
• (b) you must stop using the Platform;
• (c) we may delete your account data after a retention period;
• (d) outstanding payment obligations remain due;
• (e) active peer-to-peer challenges will be resolved according to their terms; and
• (f) any SP held in challenge escrow at the time of termination will be handled in accordance with the Challenge Disputes and Edge Cases provisions in Section 4.8 — if a challenged session is in progress, it will be resolved according to the applicable escrow state machine rules; if no session has commenced, escrowed SP will be returned to both parties.

15.4 No Refunds Upon Termination

Generally, no refunds are provided upon termination. Exceptions may apply for prepaid subscriptions terminated by us without cause, or where required by applicable law.

15.5 Survival

Provisions that by their nature should survive termination will survive, including intellectual property rights, indemnification, limitation of liability, and dispute resolution.

16. Dispute Resolution and Governing Law

16.1 Governing Law

These Terms and any disputes arising from them shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. For users outside the United States, mandatory local consumer protection laws may also apply to the extent they provide greater protection.

16.2 Informal Resolution First

Before filing any formal dispute, you agree to contact FSP at legal@futureofsports.io and attempt to resolve the dispute informally for at least 30 days. We will do the same before taking legal action. Most disputes can be resolved this way.

16.3 Binding Arbitration

If informal resolution fails, you and FSP agree to resolve any disputes through final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. Arbitration will be conducted in English, in Delaware or your place of residence (your choice). The arbitrator’s decision is final and enforceable in any court. You may opt out of arbitration by notifying us in writing within 30 days of first accepting these Terms by emailing legal@futureofsports.io with the subject line “Arbitration Opt-Out,” including your full name, account email address, and a clear statement that you wish to opt out. Opting out of arbitration does not affect any other provision of these Terms.

16.4 Class Action Waiver

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND FSP AGREE THAT ANY DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY. YOU WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE ACTIONS. IF THIS WAIVER IS FOUND UNENFORCEABLE AS TO A PARTICULAR USER, THE ARBITRATION AGREEMENT REMAINS IN FULL FORCE AND EFFECT FOR ALL OTHER USERS. THE INVALIDITY OF THE CLASS ACTION WAIVER FOR ANY USER SHALL NOT AFFECT THE VALIDITY OF THE ARBITRATION AGREEMENT OR CLASS ACTION WAIVER FOR ANY OTHER USER.

16.5 Exceptions to Arbitration

Either party may bring claims in small claims court if eligible. Either party may seek injunctive relief in any court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights or confidentiality obligations. EU and UK users retain their right to bring claims in local courts under applicable consumer protection law, including GDPR Article 79, regardless of any other provision in this Section 16.

17. General Provisions

17.1 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from these Terms. The remaining provisions shall continue in full force and effect. The invalidity of any provision in one jurisdiction shall not affect its validity in other jurisdictions.

17.2 Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, Community Guidelines, Rewards & Loyalty Program Terms, Competition/Challenge Rules, AI & Data Processing Notice, Parental Consent Forms (where applicable), and any additional terms for specific features, constitute the entire agreement between you and FSP regarding the Platform. In the event of conflict, the order of precedence is: (1) Privacy Policy (for data processing matters); (2) these Terms; (3) any feature-specific terms.

17.3 Modifications to Terms

We may modify these Terms at any time. For material changes, we will provide at least 30 days’ notice via email or prominent Platform notification before the changes take effect. Your continued use of the Platform after the effective date constitutes acceptance of the modified Terms. If you disagree with changes, you must stop using the Platform and may terminate your account.

17.4 Force Majeure

We shall not be liable for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control, including natural disasters, acts of God, war, terrorism, government actions, pandemics, labor disputes, power failures, internet or telecommunications failures, cyberattacks, or third-party service provider failures.

17.5 Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. We may freely assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets, without notice or consent.

17.6 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver. Any waiver must be in writing and signed by an authorized FSP representative.

17.7 Electronic Communications and Acceptance

You agree that these Terms and all related documents may be provided electronically and that your electronic acceptance (including clicking “I Agree,” checking a box, or continuing to use the Platform) constitutes your legally binding agreement to these Terms. For student-athletes, the separate checkbox acknowledgment regarding the recommendation to seek independent legal counsel constitutes a distinct, affirmative agreement that is legally binding and may be relied upon by FSP in any dispute or proceeding.

17.8 No Third-Party Beneficiaries

These Terms are between you and FSP. No third party has any rights to enforce any provision of these Terms, except that our affiliates, officers, directors, employees, and agents are intended third-party beneficiaries of the indemnification and limitation of liability provisions.

17.9 Notices

Notices to FSP must be sent to legal@futureofsports.io. Notices to you may be sent via the email address associated with your account, through Platform notifications, or by posting on the Platform. Notices are deemed received when sent by email (upon transmission), when posted on the Platform (upon posting), or when delivered by mail (three business days after mailing).

17.10 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and FSP.

Contact FSP

If you have questions about these Terms, please contact: